There’s no coincidence that you’re on this page right now. Regardless of how
you got here, if you could benefit from having a
- Higher credit score
- Several credit accounts in good standing added to your credit report – to offset a negative account(s)
- The option to finance a new vehicle, your dream home, or anything you need…
Our authorized user tradelines can help you do exactly that!
Now it is important to understand that your credit score is really based on debt – and how well you’re able to manage that debt. For example, someone who has never had a credit card, loan, or any type of credit line will not have a credit score and will typically have a harder time getting approved for things.
However, when you do have open credit accounts, lenders and all 3 credit bureaus are able to determine how likely you are to repay the loan or line of credit you’re in need of. And typically, the more credit accounts you have in good standing, the higher your credit score will be. But if you’re one of the more than 43 million people who, according to research, could use a boost in their credit score, adding authorized user tradelines to your credit report is by far the best and fastest way to build credit and increase your credit score.
There are 3 Key Factors to
Increase Your Credit Score
The age of the credit account.
There is a misconception that simply adding or getting a new credit card or loan…and start making payments that your credit score will improve. Well, that is true, but not the whole truth.
The whole truth is that it typically takes at least two years of consistently making on time payments before you’ll notice major movement or spike in your credit score. So, technically you could try to get approved for a new credit card or loan, make timely payments and wait for two years or more.
But who has the time for that?
If you’re like most people, a significant increase in your credit score could change a LOT of things in your life right now, such as the ability to get approved for a vehicle, home, or whatever else you desire.
The better approach would be to simply purchase an authorized user tradeline or multiple authorized user tradelines that are at least two years old or older and instantly get the benefits of a higher credit score.
Lenders like older accounts, but what brings it all together is the payment history, or how well the individual makes payments each month.
By adding an authorized user tradeline(s) to your credit report, you’ll instantly have an account or accounts on your credit report showing that you’ve made timely payments for years – that not only impresses lenders, but all 3 credit bureaus reward you for you with an increase in your credit score.
This factor can be a little tricky if it’s not totally understood. It’s true that you need credit in order to have a credit score. However, maxing out your credit cards or credit line does not look good to lenders. In fact, credit utilization makes up 30% of your total credit score. The key is having a line of credit but with a low balance. That’s what you receive with an authorized user tradeline.
Simply put: when looking for tradelines for sale, only the best tradeline companies on the market are able to give you the tradeline options in which you need to go from where you are today to having the credit score you need to get approved.
With that said: listed below you’ll discover a list of credit score-boosting tradelines available for you today.
Simply select the tradeline that best fits your individual needs and you’ll be on your way to boosting your credit score, quickly and easily.